A peer-to-peer app for tracking favours and trading within your community — no banks, no interest, no middlemen. Rooted in thousands of years of reciprocal exchange.
Every favour logged has a matching entry somewhere in the network — combined value of all tallies stays always zero, keeping the network balanced.
Before coins and central banks, communities made trade based on trust and shared records. In the digital age we can extend this local trust to global communities.
Alice and Bob trust each other. Bob and Charlie trust each other. Alice needs to pay Charlie — but they've never met.
Tally routes the favour through Bob: Alice records a tally with Bob, Bob records one of equal value with Charlie. Charlie is paid. Bob's balance stays neutral. Alice and Charlie can transact without having to trust each other.
A current can pass through as many friends as needed — the more trust connections in your community, the further a favour can flow.
Whether Hawala, Quipu or Tally Sticks, using records of good deeds as money is long and ancient. When you root money in the community it stays honest, and can't support wars or other destructive aims.
Tally returns this idea to the digital age. As tallies flow from friend to friend, local trust can extend to global trade. No central monetary system needed. No manipulation of the money supply to benefit the few. Just you and your friends.
"Money, in its essence, is just bookkeeping that tracks good deeds that should be paid back."
— Tally manifesto
Walk through eight short, interactive chapters — from the first notch on a wooden stick to currents of trust flowing across the network. Tap, poke, and see every idea behind Tally in motion. No technical background needed.
Where the primer explains the ideas, Design is Tally's full technical documentation: how the ledger works, how devices find each other without a central server, how every record is signed and encrypted, and the proposals for what comes next. Written for developers — and for anyone who wants to check exactly how their money is handled.
Tally is in early access. Open it in your browser — no install, no sign-up, just you and the people whose favours you trust.
Try Tally →Early access · open source · your data stays on your device